▲ 透過理財計畫提高階段二(就業到退休)的收入。
英文小貼士:retirement 退休、medical care 醫療照護、employment 就業
- Retirement is a time when people usually stop working and enjoy their golden years. (退休是人們通常停止工作並享受他們的黃金歲月的時光。)
- Medical care is important for maintaining good health and treating illnesses. (醫療保健對於維持良好的健康狀態和治療疾病非常重要。)
- Employment opportunities are important for people to earn a living and support themselves and their families. (就業機會對於人們賺取生活費並支持自己和家人非常重要。)
英文小貼士:daddy's boy / daddy's girl 靠爸、allowance 零用錢、planning budgets 計劃預算
- My boss's son is such a daddy's boy that he gets whatever he wants at work. (我老闆的兒子是個靠爸,工作上想要什麼就有什麼。)
- I give my children a weekly allowance to teach them financial responsibility. (我給孩子每週一次的零用錢來教育他們財務責任感)
- Planning budgets is crucial for individuals and businesses to manage their expenses effectively. (為個人或企業做出預算規劃是有效管理開支的關鍵)
英文小貼士:Sandwich Generation 三明治世代
- For those who have to take care of both their elderly parents and children, we call them the "Sandwich Generation". (那些需要照顧年邁父母和孩子的人,我們稱之為「三明治世代」。)
first pot of gold 第一桶金、emergency fund 緊急預備金、insurance 保險
- You should set a goal to earn your first pot of gold, prepare an emergency fund, and purchase accident and medical insurance.(你應該設定目標,賺取第一桶金、儲備應急基金、並購買事故和醫療保險。)
financial knowledge 財務知識
- Financial knowledge is essential for managing personal finances effectively. (財務知識對有效管理個人財務至關重要。)
人生第三階段(65歲以上):退休到死亡,有錢才能享受餘生
英文小貼士:pension 退休金、daily expenses 日常開銷
- I need to acquire some financial knowledge to better manage my daily expenses and plan for my pension.(我需要學習一些財務知識,以更好地管理我的日常開銷並為我的養老金做計劃。)
active income 主動收入、asset 資產
- In addition to passive income, having active income can also help improve your financial situation. (除了被動收入,擁有主動收入也有助於改善你的財務狀況。)
- Investing in assets can be a good way to increase your wealth over the long term. (投資資產可以是長期增加財富的好方法。)
而這後半段人生的生活品質,端看你前半段人生的努力程度。不管在看文章的你,現在正處於哪個人生階段,都可以開始試想未來想要什麼樣的退休生活,並試著去推算這樣的生活需要多少資產來維持,而這些資產你又打算花多少時間來累積,並藉此檢視自己目前的努力程度,是不是真的可以幫自己累積到需要的財富規模。如果可以的話,恭喜你!還不夠的話就要思考還能從哪裡生出錢。期望大家都能過上自己心目中理想的日子,這會是件非常幸福的事!
I’m going to stay here for a long period of time.
我將在這裡待上一段很長的時間。
I’m looking for a babysitter to take care of my son.
我正在找一位保姆來照顧我兒子。
Sit back and relax. The itinerary has been taken care of.
放輕鬆休息吧。行程路線都處理妥當了。
In addition to attending school during the day, Sandy goes to work at night.
珊蒂除了白天上學之外,晚上還要工作。