檸檬熊如果自己一手包辦咖啡店雜務,他的機會成本是月薪 30,000元的工作。如果他聘請店員,放棄了自己捲起袖子下去做可以省下的錢,則他的機會成本就是所付出的 28,000元。
英文小貼士:opportunity cost 機會成本(指因選擇某個方案而放棄的最高價值的那個方案所需承擔的成本,或者說是代價。)
explicit cost 外顯成本(指直接支付的、明確的、可量化的費用,例如工資、材料成本等。)
implicit cost 隱含成本(指不顯示在財務報表上、不直接支付的成本,例如機會成本、損失的時間價值等。)
- By going to college, he gave up the opportunity to start a business, and the opportunity cost was the potential earnings from running his own company.(他去上大學,放棄了創業的機會,其機會成本就是從自己的公司中獲得的潛在收益。)
- The explicit cost of building a house includes the cost of land, construction materials, and labor.(建造一棟房子的明確成本包括土地成本、建築材料成本和勞動力成本。)
- The implicit cost of attending college includes the lost wages from not working during that time.(上大學的隱含成本包括在此期間不工作失去的工資收入。)
英文小貼士:portfolio 投資組合
Don't put all your eggs in one basket. 雞蛋不要放在同一個籃子。(不要把所有的資產都投資在同一個項目上,以減少風險。)
put one egg in one basket 這是與上一個片語相反的建議,意思是專注於一個項目,以獲得更高的回報。
over-diversification 過度分散風險(將投資組合分散到過多的資產,可能會降低回報。)
- The financial advisor recommended diversifying his portfolio to reduce risk and increase potential returns.(財務顧問建議他分散投資組合,以減少風險並提高潛在收益。)
- I've heard that investing in stocks can be risky, so I've decided to diversify my portfolio and not put all my eggs in one basket. (我聽說投資股票有風險,因此我決定分散投資,不將所有資產都放在同一個項目上。)
- Some investors prefer to put one egg in one basket and focus on a few high-potential stocks to maximize their returns. (一些投資者喜歡將所有資金集中在一些高潛力的股票上,以最大化他們的回報。)
- While diversification can help reduce risk, over-diversification can also limit potential gains. (雖然分散投資可以幫助減少風險,但過度分散也可能會限制潛在的收益。)
英文小貼士:one-dollar test 一美元測試(一種評估投資風險的方法,即假設你的投資僅僅賺取一美元,問題是,這筆投資是否值得風險?)
market return 市場回報率
valuations 估值(指對公司或資產進行評估,以確定其價值或價格。)
stock prices 股票價格
- Before investing in a high-risk venture, it's important to ask yourself the one-dollar test and consider whether the potential gain is worth the potential loss. (在投資高風險的冒險之前,重要的是要問自己這個「一美元測試」,並考慮潛在的收益是否值得潛在的損失。)
- The market return for the year was 10%, but my investment only returned 5%.(今年的市場回報率為10%,但我的投資僅回報了5%。)
- The valuations of the company's assets were much higher than expected.(公司資產的估值比預期的要高得多。)
- The stock prices have been fluctuating a lot recently due to market uncertainty.(股票價格最近由於市場不確定性而波動很大。)
Jim was absent from work yesterday due to illness.
吉姆昨天因生病而沒來上班。