Directions: In this part, you will read a selection of texts, such as magazine and newspaper articles, letters, and advertisements. Each text is followed by several questions. Select the best answer for each question and mark the letter (A), (B), (C), or (D) on your answer sheet.
大題 / 題型
Part 7 Reading Comprehension 單篇閱讀
29（10 則單篇閱讀，每則 2-4 題）
Questions 1-2 refer to the following email.
From: Inuchiyo Hamachi i To: George Freidrichs Date: March 15 Subject: Loan application from Gregor Armastich
Dear Mr. Freidrichs:
This email is a follow-up to our discussion yesterday afternoon concerning Mr. Gregor Armastich, who has applied for a business loan of €175,000 in order to renovate and redecorate his existing restaurant facilities. After doing a standard credit check on Mr. Armastich and his business, the Best of Bologna, I have found some worrisome indicators that he did not disclose in his application. He has several outstandingloans that have gone unpaid for some time. There is also an unpaid bill to a building contractor who previously did some work for him. This unpaid debt means the contractor is officially an unpaid creditor. You’ll find a list of Mr. Armastich’s four largest debts in the attachment. Given this poor credit history, I must advise against Mr. Armastich’s application. In addition, there are definite signs that there will be an economic downturn in the near future, which will undoubtedly have an impact on Mr. Armastich’s business.
Major outstandingdebts of Gregor I. Armastich
Name & Amount
Period in Default
Second National Bank
Payment is now 65 days late
(nearly five payments overdue).
Brown & Sons Ltd.
Construction work: €23,500
Final payment was
expected Sep. 30, 2011.
Only €5,500 of the total bill of €23,500 was paid.
The most recent payment was made Feb. 20, 2012.
Moore Motors Financial Co.
Car loan: €29,500
Monthly payments until
Nearly 90 days past due.
Better Kitchen Supplies
Unpaid invoice dated
More than 90 days past due.
Final notice issued March 11, 2012.
1. What is the purpose of the email?
(A) To apply for a loan from a bank
(B) To discuss the possibility of opening a restaurant
(C) To provide information related to a request to borrow money
(D) To reject Mr. Freidrichs’s application
2. Which debt does Ms. Hamachi refer to most specifically in the email?
(A) Construction work done by Brown & Sons
(B) A house loan from Second National Bank
(C) Money from Moore Motors to purchase an automobile
(D) An unpaid invoice from Better Kitchen Supplies
3. What is NOT true about Mr. Armastich’s debts?
(A) The home loan must be paid approximately every two weeks.
(B) They are not all business-related loans.
(C) The total is in excess of €300,000.
(D) They were all approved by Mr. Freidrichs.
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