「強制險」你投保了嗎？Got Your Compulsory Insurance Yet?

投保強制險，多一份保障，多一份安心！

作者 Enjoy Editors

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>> 替別人加油打氣，千萬別再說 You’re tired 啦，來學「辛苦了! 」英文該怎麼說！

T: Tina M: Matthew

A young couple is moving to a new place because their lease expired. They are driving on the road, and suddenly, a car makes a sharp turn.

T: I can’t wait to get to our new home. Hey, watch out for that car! (The man slams on the brakes .)

M: That was close! But we’re OK. I probably shouldn’t have stayed up so late last night packing up our stuff. I feel a bit off.

T: It’s OK. The insurance company will cover the damages if a car accident happens. But if we get into too many accidents and the claims accumulate, our compulsory insurance premiums may increase. How the insurance loss ratio works is similar to that of the labor insurance or health insurance. It’s not worth it, so drive safe! By the way, I’ve informed the insurance company that we’re changing our address. That way, we won’t miss the insurance renewal notice.

M: No worries. I already renewed my insurance earlier this month and paid for it at the convenience store. I’ve also got my “e-card,” so I can check when it expires on my smartphone. It also makes dealing with the Motor Vehicles Office much less of a hassle and it’s more convenient and eco-friendly.

T: How do you sign up for an e-card?

M: Easy. Just register your phone number or e-mail address with the insurance company, and then you’re all set.
T: Cool! It’s good that we’re insured. It offers more protection and security.

編輯小叮嚀 (本雜誌提供的中文翻譯依英文上下文意，經潤飾以求通順，故僅作為參考用，請勿逐字逐句對照學習。)

兩個年輕情侶因租屋到期得搬家，開車的路上，突然有車轉彎。
蒂娜：去租屋處囉，小心有車。
馬修：好險沒事！昨晚行李弄太晚，有點恍神。
蒂娜：萬一發生車禍，保險公司會理賠。不過但若理賠金額累積過大，強制險的保費未來也可能會像勞保、健保，隨著損失率上升而調漲。所以要小心開車，別跟荷包過不去。我也已經通知保險公司地址異動，以免沒收到續保通知。
馬修：放心，我已到超商繳費完成續保而且使用「電子式保險證」，現在用手機就可以查詢效期，到交通監理所（站）辦理各項業務快速方便又環保。
蒂娜：你怎麼辦到的？
馬修：這很簡單，只要提供手機號碼或 E-mail 給保險公司就 OK囉。
蒂娜：投保強制險，多一份保障，多一份安心！

保險小字典

✓ compulsory insurance n. 強制險
✓ claim n. 理賠金
✓ premium n. 保險費
✓ labor / health insurance　勞工／健康保險
✓ renewal n. 更新
renew vt. 更新
✓ notice n. 通知
✓ electronic insurance card　電子式保險證（簡稱 e-card）
✓ insure vt. 為⋯⋯投保，保險

Words & Phrases 單字片語
★為全民英檢初級必背單字

★watch out for...　　注意／留意⋯⋯
★pack up (...) / pack... up　　
damages n. 賠償（金）（恆用複數）
eco-friendly a. 環保的
register vt. 登記，註冊
★be all set　準備就緒
★protection n. 保護
security n. 保障，安全感（不可數）

Extra Words & Phrases 補充詞彙

lease n. 租約
expire vi. 過期
make a sharp turn（車輛）急轉彎
slam on the brakes（駕駛）急踩煞車
slam vt. & vi. 猛地關上
brake n. 煞車（常用複數）
accumulate vi. 累積
Motor Vehicles Office 交通監理所（站）
hassle n. 麻煩，困難

「強制汽車責任保險」重要觀念：

您的「汽車、機車」投保了嗎？

請檢視您的強制證有效期間，未滿 30 天者要趕快投保喔！多一份保障，多一份安心！
未投保「強制汽車責任保險」之罰則為：
(1) 汽車投保義務人處新台幣 3,000 元以上 15,000 元以下罰鍰。
(2) 機車投保義務人處新台幣 1,500 元以上 3,000 元以下罰鍰。
(3) 未投保汽（機）車肇事者，處新台幣 6,000 元以上 30,000 元以下罰鍰。

點圖片學更多強制汽車責任險重要觀念