英文小貼士:inflation 通膨(是指貨幣流通量的擴大,導致物價水平普遍上漲的現象。這通常是由於市場供需不平衡、貨幣貶值、生產成本上升或資源短缺等因素引起的。)
*以下為通貨膨脹常見的現象:
the expansion of the circulation of money 貨幣流通擴張
the phenomenon of "money becoming thinner" 「錢變薄」的現象(=貨幣貶值)
- The company had to raise its prices due to inflation. (該公司因通膨而不得不提高價格。)
- The inflation of the currency made it difficult for people to afford basic necessities. (貨幣貶值使人們難以負擔基本必需品。)
- Quantitative easing is a policy that involves increasing the money supply to stimulate the economy, but it can also lead to the phenomenon of money becoming thinner.(量化寬鬆是一種政策,涉及增加貨幣供應以刺激經濟,但也可能導致貨幣變得薄弱。)
- The phenomenon of "money becoming thinner" can lead to a decrease in purchasing power.(貨幣貶值的現象會導致購買力下降)
英文小貼士:fixed deposits 定存(指一種儲蓄方式,人們將一筆錢存入銀行或其他金融機構,並以固定的利率進行儲存一段時間,到期後取回本金和利息。)
low-interest 低利(指的是低利率的儲蓄或投資方式,相對於高風險的投資而言,低風險低收益。)
the fixed deposit interest rate 定存利率
inflation rate 通貨膨脹率
- I put my savings into fixed deposits because I want a low-risk investment.(我把我的儲蓄存入定期存款,因為我想要低風險的投資。)
- I opened a low-interest savings account to save money for a rainy day.(我開了一個低利率的儲蓄帳戶,以備不時之需。)
- The fixed deposit interest rate is currently at 1.5%.(目前的定期存款利率為1.5%。)
- The government is trying to keep the inflation rate below 2%.(政府正在努力保持通貨膨脹率在2%以下。)
英文小貼士:You'll have money after you start managing your finances. 「等你開始理財後,你才會有錢」
The power of "compound interest" is stronger than an atomic bomb!. 「 複利 」的力量比原子彈還強大!
"Life is like a snowball. The important thing is finding wet snow and a long hill."「人生就像滾雪球一樣,重要的是要找到濕的雪,和一道長長的山坡。」
- If you want to be financially secure, you need to start managing your finances and saving money.(如果你想保持財務安全,你需要開始管理你的財務狀況,並且存錢。)
- By investing early and consistently, you can take advantage of the power of compound interest and build a substantial nest egg over time.(過早期和持續的投資,你可以利用複利的威力,隨著時間的推移建立一個可觀的積蓄。)
- If you want to build wealth over time, you need to find good investment opportunities and be willing to invest for the long haul.(如果你想在時間的推移中累積財富,你需要找到好的投資機會,並願意長期持有。)
英文小貼士:principal plus earning 本金加獲利
This is the power of compound interest. 這就是複利的威力。
"It's never too late to start investing and managing your finances, but the earlier you start, the farther ahead you will be compared to others!" 「投資理財不嫌晚,但越早開始你能比別人跑得越遠!」
required course 必修課
- If you invest $10,000 and earn a 5% annual interest rate, after five years your principal plus earning will be $12,762.82.(如果您投資 10,000 美元,年利率為 5%,五年後您的本金加收益將為 12,762.82 美元。)
- The power of compound interest means that even small regular investments can grow into substantial sums over time.(複利的威力意味著即使是小額定期投資,隨著時間的推移也能成長為可觀的數額。)
- Budgeting is a required course in personal finance that everyone should learn in order to achieve financial stability.(預算編制是個人理財中的必修課程,每個人都應該學習以實現財務穩定。)
Most families ran out of basic necessities during the natural disaster.
在這場天災期間,多數家庭耗盡了他們的生活必需品。
The driver's carelessness led to the accident.
駕駛員的粗心導致這起意外。
Karen opened a new savings account so she could begin saving for college.
凱倫新開了一個定存戶頭,這樣就可開始存錢念大學了。
It is wise to set some money aside for a rainy day.
存點錢以備不時之需是明智之舉。
You should save money for a rainy day.
你應存錢以備不時之需。
Charles Darwin believed that monkeys evolved into humans over time.
查爾斯‧達爾文相信猴子隨著時間的推移演化成人類。
It was a long haul, but we finally made it to the top of the mountain.
歷經千辛萬苦,我們總算成功攻頂。