年輕世代金融素養拉警報！金融素養教育即將大改革？

London and New York are financial centers. 
倫敦和紐約都是金融中心。
 

The business closed due to financial problems.
這個企業由於財務問題而關閉了。
 

India’s literacy rate has shown steady increase 
over the past few years thanks to a national literacy 
campaign. 
印度由於推行全國識字運動，因而在過去幾年間識字率有穩
定的提升。

Service and taxes are included in the room price.
房間價格包括服務費及稅金在內。

Next month I ’m taking a writing course.

下個月我要修一門寫作課。

The course takes the runners through the woods.

這條路線會帶跑者們穿越樹林。

They'll find time to read in the course of their travels.

他們在旅途中會找時間閱讀。

The main course is steak.

主菜是牛排。

Tammy's tears coursed down her cheeks.

譚美的眼淚滾落她的雙頰。

Changing the course of the river would lead to serious environmental problems.
將河流改道會導致嚴重的環境問題。

Erin managed the hotel while her father was ill.
艾琳父親生病時，飯店是由艾琳經營的。

Jamie managed to contact the busy manager in that company.
傑米成功聯絡到了那家公司業務很繁忙的經理了。

The government is worried about the state of the nation’s finances.
政府很擔心國家的財務狀況。

We need more businesses to finance our project.
我們需要更多的企業金援我們的企畫。

We have to carry out the project on a tight budget.
我們必須在有限的預算下完成案子。

We budgeted $3,000 for our month-long trip to Europe.
我們要到歐洲旅遊一個月，預算為 3 千美金。

To get the work done on time, you need to learn how to budget your time.
要準時完工的話，你就得學習如何審慎規劃你的時間。

Ted became a volunteer after his retirement from business.
泰德自企業界退休後就成了一名義工。

Nancy got into debt because of her university fees.
南希因為大學學費而負債累累。

The company is in debt to the bank.
那家公司欠銀行債務。

The gambler is up to his neck in debt.
這名賭徒債台高築。

I wish I earned enough to pay off my debts.
我希望我的收入足以償還債務。

I’m considering taking a trip to Japan.
我正考慮到日本去旅行。

To my surprise, Judith said she didn’t consider Owen (to be) a friend of hers.
令我很驚訝的是，茱蒂絲說她並沒有把歐文當作是朋友。

In fact, many workers considered the plan (to be) impractical.
實際上，很多工人認為那計畫很不切實際。

Arrogance was a major factor in Nathan’s failure.
傲慢自大是納森失敗的主因。

Nick thinks buying a bigger car is worth the expense.
尼克認為值得花錢買臺大一點的車。

We took a trip to Spain at my mom’s expense.
我們花我媽媽的錢去西班牙旅行。

Some taxi drivers often drive fast at the expense of safety.
一些計程車司機經常不顧安全在開快車。

The topic of the magazine this month is living a healthy lifestyle.
這本雜誌這個月的主題談的是如何過健康的生活方式。

If you lower your expectations, you’ll never be disappointed.
假使你不多所期待，就永遠不會失望。

Without hard work, you can’t meet your parents’ expectations.
你若不努力就不能達到你父母的期望。

Our target this month is to produce at least four thousand cars.
我們本月的目標是要生產至少 4,000 輛車子。

Frank missed the target and hit the wall.
法蘭克沒打中靶子而是打到了牆上。

This new store is targeted at wealthy customers.
這家新開的店是以有錢的客戶為目標。

Ryan lost a lot of money by making a poor investment in that lousy company.
萊恩在那家爛公司做了不好的投資，損失了不少錢。

My father is going to buy some gold as an investment.
我爸爸準備購買一些黃金作為投資。

The management of the factory was a tough job.
管理這家工廠是個艱難的工作。

The union decided to go on strike after management refused to give way.
資方拒絕讓步後，工會決定罷工。

Parents shouldn’t run the risk of leaving their children alone.
父母不應冒讓小孩獨處的風險。

The soldier risked his life trying to save his friend.
那位士兵冒著生命危險，企圖拯救他的朋友。

Jane’s father warns her not to risk traveling alone.
珍的爸爸警告她不要冒險獨自去旅行。

Rita’s mistake put her children at risk.
莉塔犯的錯使她的孩子遭受危險。

Ed gave me a brief introduction of the four types of life insurance provided by the company.
艾德為我簡略介紹這家公司提供的 4 種人壽保險。

It’s hard to make a choice among so many tasty desserts.
這麼多可口的甜點真是令人難以選擇。

You have no choice but to apologize to the public.
你除了向大眾道歉之外別無選擇。

To reduce the risk of losing money, you should 
diversify your investments. 
為了減低金錢損失的風險，你應將投資多樣化。

Despite Andy’s pay cut, he won’t reduce his standard of living.
儘管安迪被減薪，他仍不願降低他的生活水準。

Bankruptcy reduced Bruce to begging.
布魯斯破產後淪為乞丐。

Bruce was reduced to begging after he went bankrupt.
布魯斯破產後淪為乞丐。

Janet put her artwork in a portfolio and carried it with her to the job interview.
珍妮特把她的藝術作品放進公事包裡，帶著它去工作面試。

The photographer’s portfolio contained photos from all over the world, including the war zones of Iraq and Afghanistan.
這名攝影師的作品集裡含有在世界各地拍攝的照片，包括伊拉克和阿富汗的戰區。

The financial advisor told his client to make sure to include some energy stocks in his portfolio.
該理財顧問告訴他的客戶務必在他的投資組合中包含一些能源股。

The government is seeking new ways to fight against crime.
政府正在尋找新的方法來打擊犯罪。

The government is looking for new ways to fight against crime.
政府正在尋找新的方法來打擊犯罪。

Many countries are seeking to stop global warming.
很多國家正在設法阻止全球暖化。

Though Mr. Bagnell was once a professional TV comedian, he is now a politician in California.
巴格諾先生曾是職業的電視諧星，不過現在卻成了加州的政治人物。

I’m a professional. It won’t take me long to fix your computer.
我是專家。修理你的電腦我兩三下就搞定了。

Can you give me a piece of advice?
你可以給我一個建議嗎？

Can you give me a suggestion?
你可以給我一個建議嗎？

I couldn’t think of the proper words to say.
我想不出有什麼適當的話可說。

Obviously, the team lacks proper training.
顯然這支球隊缺乏適當的訓練。

It is not proper to arrive late for a dinner party.
參加晚宴遲到是不得體的。

The government will offer tax incentives to attract more foreign investors.
政府將提供租稅優惠鼓勵措施以吸引外國的投資者。
 

The government was praised for working hard and fast to safeguard the country against the virus.
該政府因努力又迅速地保護國家免受病毒侵害而受到讚揚。

Regular exercise can help safeguard against chronic illnesses. 
規律運動可幫助預防慢性病。

Senator Presley introduced this bill many years ago as a safeguard against domestic violence.
普利司理議員多年前引進這項法案來防止家暴發生。
 

A proper noun begins with a capital.
專有名詞要以大寫字母為首。

A proper noun begins with a capital letter.
專有名詞要以大寫字母為首。

Washington, D.C., is the capital of the United States.
華府是美國首都。

We need more capital to run this restaurant.
我們需要更多的資本來經營這家餐廳。

Capital punishment is a controversial issue in many countries.
在很多國家死刑是個爭議性很高的議題。

This market is open every morning until noon.
這個市場每天從早上營業到中午。

This new product will soon be on the market.
這個新產品很快就會上市。

They wanted to market the product for people aged twenty to thirty.
他們想要將這項產品銷售給 20 到 30 歲的人。

The man went there for a specific purpose.
那名男子到那兒去是有特定的目的。

This problem is specific to big cities.
這個問題是大城市所特有的。

This problem is unique to big cities.
這個問題是大城市所特有的。

Please be more specific about what you want.
你要什麼請說明確一點。

Howard has the potential to become one of the best centers in the basketball league.
霍華德有潛力成為該籃球聯盟裡其中一位頂尖的中鋒。

The earlier you identify potential problems, the sooner you can take action to avoid them. 
你越早發現那些潛在的問題，就能越快採取行動去避免它們發生。

The structure of the poem is very complicated.
這首詩的結構很複雜。

The monument is a famous structure in town. 
這座紀念碑是鎮上有名的建築。

A company ’s assets consist of buildings, equipment, cash, and specialist knowledge.
公司的資產包含建築物、設備、現金和專業知識。

Tina has been a great asset to our company since she started working here.
自從蒂娜開始在這兒工作以來，她就一直是本公司的寶貴人才。

Our final analysis is that your wife’s health is perfectly normal.
我們最後的分析結果是夫人的健康狀況一切正常。

After beating France, Germany secured a place in the World Cup Finals.
打敗法國隊之後，德國隊取得了進入世界盃決賽的席位。

The tables at this restaurant are all secured firmly to the floor.
這家餐廳的桌子都被緊緊地固定在地板上。

Endangered species should be secure against poachers.
瀕臨絕種的物種應該要避免受到盜獵者所危害。

In Taiwan, in case of emergency, please dial 119.
在臺灣，如遇緊急狀況，請撥打 119。

Because of the bad weather, the pilot had to make an emergency landing.
由於天候不佳，飛行員不得不緊急降落。

Convicted of credit card fraud, the American was sentenced to three years in prison.
信用卡詐欺罪名成立後，這位美國人被判刑 3 年。

Brendan claimed to be a psychic, but most people recognized him as a fraud.
布蘭登自稱是通靈者，但大部分的人都覺得他是個騙子。

The error was caused by an improper setting on the machinery.
該錯誤起因於機器的設定不當。

Each transaction at the ATM is subject to an additional charge.
自動櫃員機的每筆交易都要額外收費。

We’re working on new marketing strategies for the product.
我們正在為這項產品研擬新的行銷策略。

Ms. Smith couldn’t give the students individual attention because the class was too large.
由於這班級太大，史密斯老師無法個別去照料學生。

The students discussed the rights of the individual versus the rights of the group.
學生討論比較個人權益和團體權益。

Police have conducted an investigation into the case.
警方已就該案件進行調查。

The local orchestra was conducted by my piano teacher, Mr. Evans.
本地的管絃樂團是由我的鋼琴老師艾文斯先生擔任指揮。

People throughout the country are against war.
全國人民都反對戰爭。

Those kids were all excited throughout the performance.
那群孩子在整個表演過程中全都興奮不已。

Jill’s room was painted green throughout.
吉兒的房間全被漆成綠色。

Despite the criticism, the writer’s family supported her throughout.
儘管那位作家遭受批評，其家人自始至終都支持她。

Ms. Wilson took up photography as her career.
魏爾遜女士以攝影作為她的終身職業。

Though a career woman, Jane never ignores her duty as a mother.
阿珍雖然是職業婦女，卻從未忽略她身兼母親的責任。

Water and air are essential to us.
水和空氣對我們而言都是不可或缺的。

The teacher taught us the essentials of good health.
老師教導我們健康的要素。
 

We contributed to the charity fund.
我們捐款給這個慈善基金。

The hospital is trying to raise funds for research into AIDS.
這家醫院正設法為愛滋病研究籌募資金。

The research was primarily funded by the government.
這項研究計畫大部分是由政府資助。

The authorities concerned agreed to set up a research center in our neighborhood.
有關當局同意在我們的社區設立一座研究中心。

Kevin has been scheming to get that promotion since the day he joined the firm.
自凱文進公司的那天起，他就一直想辦法要奪得那個位置。

The finance minister has been scheming against the prime minister for months now.
財政部長密謀對抗總理已數個月了。

The company owner was fined for an illegal scheme to avoid paying taxes.
這家公司的老闆因為非法圖謀逃漏稅而被罰款。

Finding out what the consumer really needs is the first step in marketing.
行銷的第一步就是要發現消費者真正的需求。

While riding a scooter, you should wear a helmet because it’ll protect your head.
你騎機車時應該要戴安全帽，因為安全帽可以保護頭部。

Albert tried to protect his family from the gangsters.
亞伯特試著保護家人免受歹徒的傷害。

Parents are responsible for protecting their children from getting hurt.
父母要負責保護孩子免受傷害。

Henry went to the lawyer for legal help.
亨利去找律師尋求法律上的協助。

Is it legal for children to buy betel nuts in Taiwan?
在臺灣，兒童買檳榔合法嗎？

The police started the investigation into the murder three years ago, but nothing has been found yet.
警方 3 年前展開這宗謀殺案的調查，不過迄今仍一無所獲。

What is the penalty for paying your bills late?
帳單遲付會有什麼樣的處分？

The judges are arguing whether the death penalty should be abolished.
法官們在爭論是否應廢除死刑。

The company was established in 1988.
這家公司於 1988 年創立。

I’d like to open a savings account at the bank.
我想在銀行開一個儲蓄帳戶。

I read an account of the plane crash in the newspaper.
我在報紙上讀到一篇有關墜機事件的報導。

Larry failed the exam on account of laziness.
賴瑞因懶惰而沒通過考試。

Before asking Bob to handle this huge mission, you should take his physical condition into account.
你要鮑伯處理此一艱鉅的任務之前，應要先考慮他的身體狀況。

Hard work accounts for Daisy’s success.
努力是黛西成功的原因。

Karen opened a new savings account so she could begin saving for college.
凱倫新開了一個定存戶頭，這樣就可開始存錢念大學了。

Ralph prefers domestic products to imported ones.
與進口產品相比，雷夫更喜歡國產品。

I have many domestic chores to do on weekends.
週末時我有許多家事要做。

We have a foreign visitor today.
我們今天會有一位外賓來訪。

The idea of democracy is foreign to the country’s
citizens.
這個國家的人民對民主的想法很陌生。

How much foreign currency did you take with you when you went abroad?
你出國時帶了多少外幣?

Our teacher’s words are of great importance to us.
我們老師的話對我們來說很重要。

Our teacher’s words are very important to us.
我們老師的話對我們來說很重要。

Digestion is a vital function.
消化是維持生命必需的功能。
 

Police officers play a vital role in maintaining social stability.
在維持社會治安方面，警察扮演了至為重要的角色。
 

My parents wanted me to have a good education.
我父母要我接受良好的教育。

The study emphasizes the importance of a balanced diet.
這份研究強調均衡飲食的重要性。

Erica spent a lot of money on her trip.
艾瑞卡花了一大筆錢在旅行上。

Donna spends an hour every day studying French.
唐娜每天花 1 小時念法文。

Don’t worry. Everything is under control.
別擔心。一切都在掌控中。

The whole situation suddenly went out of control.
整個情況突然失控。

Britney took a deep breath to control the urge to cry.
布蘭妮深吸一口氣，克制住要大哭的衝動。

I purchased some face masks and hand sanitizer at the store.
我在店裡買了些口罩和乾洗手。

I made a purchase of some face masks and hand sanitizer at the store.
我在店裡買了些口罩和乾洗手。

I bought some face masks and hand sanitizer at the store.
我在店裡買了些口罩和乾洗手。

You need proof of purchase to claim a refund.
你需要購買證明才能要求退款。

The teacher encouraged us to try again.
老師鼓勵我們再試一次。

Giving someone too much help will encourage his or her dependence.
給某人太多幫助會助長其依賴性。

The mistake was ignored and later developed into a major problem.
這錯誤被忽略，後來就演變成一個大問題。

In this class, you can develop your writing skills.
在這門課裡，你可以提高寫作技巧。

John said it was too early to know the result.
約翰說太早，還不知道結果。

Bonnie was born in the early 1990s.
邦妮出生於 1990 年代初。

Gordy got up early to finish his homework.
高迪早起把家庭作業完成。

Early in the movie, Mr. Thompson’s wife dies.
電影開始不久，湯普森先生的妻子就去世了。

This machinery operates night and day.
這個機械裝置日夜運轉。

The doctors decided to operate on the man who just had a serious car accident.
醫生決定要替那剛發生嚴重車禍的男子動手術。

It takes practice to operate this machine.
要操作這部機器需要練習才行。

The greenhouse effect is an important environmental issue.
溫室效應是很重要的環境議題。

We should lay emphasis on the importance of environmental protection.
我們應要強調環保的重要性。

Roger and my father discussed many of today’s social issues.
羅傑和我父親討論了許多當今的社會議題。

That lonely guy doesn’t have any social life.
那孤單的傢伙沒有任何社交生活。

Mark wanted to join a social club to make new friends.
馬克想加入社團來結交新朋友。

The service industry prioritizes customers' needs.
服務業視顧客需求為第一優先。

I’m sorry, but you’ll have to make a decision quickly.
很抱歉，但你必須趕快做決定。

My father has always supported me in whatever I want to do.
不論我想做什麼，我父親總是支持我。

Duke supports his family by working as a food delivery man.
杜克靠做食物外送員來養家。

The policy never gained much public support.
這項政策從未得到大眾的大力支持。

Adults are responsible for their actions.
成年人要為自己的行為負責。

Wendy is a responsible young woman.
溫蒂是個負責任的女青年。

Part of Mike’s problem is that he lacks initiative.
麥克一部分的問題出在他缺乏進取心。

The US took the initiative in repairing relations with Canada.
美國主動與加拿大修復關係。

One of the initiatives that the government began last year was to build more shelters for homeless people.
政府去年開始實施的其中一項措施是建造更多收容所給遊民。

Tom would like to improve his English speaking ability.
湯姆想要增進自己英語口說的能力。

As you can see, your father’s health has improved a lot.
正如你所見，你父親的健康已改善了很多。

Practice makes perfect.
練習造就完美 / 熟能生巧。— 諺語

Our team practices every day.
我們的球隊每天都練習。

Melinda practices playing the piano three hours a day.
梅琳達每天練習彈鋼琴 3 個小時。

The Japanese practice the custom of removing their shoes upon entering a temple.
日本人奉行進寺廟必須脫鞋的習慣。

I want to put my idea into practice as soon as possible.
我想要將我的理念儘早付諸實行。

Are you positive that Jerry is right?
你確定傑瑞是對的嗎？

Are you sure that Jerry is right?
你確定傑瑞是對的嗎？

Try to be more positive. Everything is going to be OK.
設法積極正面一點。一切都會沒事的。

Derek tested positive for COVID-19.
德瑞克冠狀病毒的檢驗結果為陽性。

The positives of this job include good employee welfare.
這份工作的好處包括有很好的員工福利。

The writer's style had a deep impact on his literary successors.
這位作家的風格對後世文人有深遠的影響。

Many experts believe the new policy will greatly impact the society.
許多專家都認為那項新政策會對社會帶來巨大衝擊。

If you work hard, you will eventually achieve your goals.
如果你努力，最後終將達成目標。

At this time, this project is 95 percent achieved.
目前這項計畫已經完成了 95%。

The company is going out of business soon.
這家公司就要倒閉了。

He kept me company until the bus came.
他陪我直到公車來為止。

Would you like to open a savings account or a checking account?
您想開儲蓄戶頭還是支票戶頭呢？

How soon can you pay off the loan?
你的貸款多久才能還清？

“I’m sorry, but the book is out on loan,” said the librarian.
圖書館管理員說：『很抱歉，這本書被借走了。』
 

Could you loan me your car for the weekend?
週末你的車可以借我用嗎？

Can you loan me some money?

能借我一些錢嗎？

Can you lend me some money?

能借我一些錢嗎？

Can you loan some money to me?

能借我一些錢嗎？

Can you lend some money to me?

能借我一些錢嗎？

Buying on credit is getting popular in Taiwan.
在臺灣有越來越多的人使用信用卡購物。

How many credits are you planning to take this semester?
你這學期打算修幾學分？

Mr. Wang is credited with the success of this project.
這項計畫的成功是王先生的功勞。

The success of this project is credited to Mr. Wang.
這項計畫的成功是王先生的功勞。

Tom credited Jim as a respectable opponent after the tennis match.
在那場網球比賽之後，湯姆認為吉姆是可敬的對手。

They lost all their property in the fire.
他們在這場大火中失去了所有財產。

One property of diamonds is hardness.
堅硬是鑽石的一項特性。

By investing in real estate, Tom made a huge fortune.
湯姆投資房地產賺翻了。

Upon the singer’s death, his estate was worth in excess of one billion dollars.
這名歌手去世後，他的財產價值超過 10 億元。