而平常我們提到理財,普遍會直接聯想到買股票、買基金、錢滾錢等投資概念。這些都沒錯,但卻只是理財的其中一部分,而非全部。除了讓資產增值的投資行為之外,如何「保護資產、避免資產大幅縮水(protect your assets and preventsignificantlosses.)」,是很重要的理財基礎。
accidentinsurance意外險 health insurance醫療險 cancerinsurance癌症險 majorillnessinsurance重大疾病險 term life insurance /whole life insurance(定期 / 終身)壽險
Accident insurance often includescoverage for various types of accidents, including car accidents and slips and falls.(意外險通常包括對各種意外事件的保障,包括車禍和摔倒等。)
Having health insurance is essential to accessqualityhealthcare without worrying about high medicalbills.(擁有醫療險是能夠在不擔心高昂醫療費用的情況下獲得高質量的醫療保健的重要保障。)
Some people purchasecancerinsurance as a supplemental policy to their regular health insurance for additionalprotection.(有些人購買癌症險作為他們普通醫療險的補充保單,以獲得額外的保障。)
Major illnessinsurance can providefinancialsecurityin the face ofconditions like heart attacks, strokes, or cancer.(重大疾病險可以在面對心臟病發作、中風或癌症等情況時提供財務保障。)
Term life insurance and whole life insurance are two common types of life insurancepolicies.(定期壽險和終身壽險是兩種常見的壽險政策類型。)
【用興趣學英文。把英文變興趣】Turn English into your interest!!
✔ 僅支援線上刷卡,付款成功後立即開通功能權限。恕不提供退貨服務,請務必確認您已了解訂閱制服務後再進行訂購。
✔ 結帳可享「熊贈點 (查詢)」或「折價券(查詢)」折抵二擇一。
✔ 以低於 3 折加購嚴選好書。
單字片語整理
Words in Use
●
asset
[ˋæsɛt]
n. 資產 (常用複數) ; 有用的人 / 物 / 特質
A company ’s assets consist of buildings, equipment, cash, and specialist knowledge.
公司的資產包含建築物、設備、現金和專業知識。
Tina has been a great asset to our company since she started working here.
自從蒂娜開始在這兒工作以來,她就一直是本公司的寶貴人才。
多益金色
英檢中級
高中 Level 5
●
prevent
[prɪˋvɛnt]
vt. 阻止;預防,避免
=
stop
=
avoid
Robert’s sore legs prevented him from joining the marathon.
羅伯特腿痠使他無法參加馬拉松比賽。
Taking necessary precautions will prevent many accidents from happening.
採取必要的預防措施能防止許多意外的發生。
高中 Level 3
●
significant
[sɪgˋnɪfəkənt]
a. 重要的;顯著的
Hard work plays a significant role in achieving success.
努力在獲致成功方面扮演了重要的角色。
There is a significant difference in personality between the twin sisters.
這對雙胞胎姐妹的個性有明顯的不同。
多益藍色
英檢中級
高中 Level 3
●
loss
[lɔs]
n. 失去;損失;去世
You should report the loss of your luggage to the police.
你遺失了行李應該要去報警才是。
Mr. Wang’s death wasa great loss to our company.
王先生去世是我們公司的一大損失。
Toby has been very down since the loss ofhis pet dog.
托比自從愛犬過世後,心情就一直很沮喪。
I’m at a loss as to what I should do.
我很迷惘,不知該怎麼做。
多益藍色
英檢初級
高中 Level 2
●
interruption
[͵ɪntəˋrʌpʃən]
n. 中斷;干擾
The game resumed after the rain interruption.
比賽因雨中斷一陣子後繼續進行。
I hate interruptions when I’m at work.
我工作時很討厭被干擾。
高中 Level 4
●
unexpected
[͵ʌnɪkˋspɛktɪd]
a. 意料不到的
Shirley's decision to resign from her post was totally unexpected.
雪莉辭職的決定完全出乎意料之外。
多益綠色
英檢中級
●
expense
[ɪkˋspɛns]
n. 花錢;代價
Nick thinks buying a bigger caris worth the expense.
尼克認為值得花錢買臺大一點的車。
We took a trip to Spain at my mom’s expense.
我們花我媽媽的錢去西班牙旅行。
Some taxi drivers often drive fast at the expense of safety.
一些計程車司機經常不顧安全在開快車。
多益藍色
英檢中級
高中 Level 2
●
income
[ˋɪn͵kʌm]
n. 收入
Plumbers in that country have high incomes.
那個國家的水電工收入很高。
多益藍色
英檢初級
高中 Level 2
●
saving(s)
[ˋsevɪŋ(z)]
n. 存款(恆用複數);節省(費用)
Karen opened a new savings account so she could begin saving for college.
凱倫新開了一個定存戶頭,這樣就可開始存錢念大學了。
高中 Level 3
●
medical
[ˋmɛdɪk!]
adj. 醫療 / 學的
It’s important that you have a medical checkup once a year.
每年做一次醫療檢查是很重要的。
Sadie is hoping to attend medical school.
莎蒂希望能上醫學院。
多益藍色
英檢中級
高中 Level 2
●
leave
[liv]
n. 休假(不可數)
vt. 留下;使處於(某種狀態)
vt. & vi. 離開
三態
leave / left [lɛft] / left [lɛft]
As soon as Molly left the room, her baby cried.
茉莉一離開房間,她的小寶寶就哭了。
I left my cellphone in the office.
我把手機留在辦公室裡了。
Ian left the door open, so that I could come in.
伊恩讓門開著,這樣我才能進來。
John left for Hong Kong yesterday.
約翰昨天動身前往香港。
I'll take leave to attend my sister's wedding.
我會請假去參加妹妹的婚禮。
高中 Level 1
●
tow
[to]
vt. 拉,拖
n. 拖,拉;牽引
All illegally parked cars are to be towed away.
違規停車的車輛全部要被拖吊。
When my car broke down, a kind man offered to give me a tow.
我的汽車拋錨時,有個好心人幫忙把我的車拖走。
英檢中級
高中 Level 3
●
repair
[rɪˋpɛr]
vt. & n. 修理
=
fix
My car broke down yesterday, so I’m going to have it repaired today.
我的車子昨天拋錨了,因此我今天要把它拿去送修。
The truck is badly in need of repair.
這輛卡車極需修理。
The car is beyond repair. You should buy a new one.
那輛車不能修理了。你該買新車了。
The bridge is under repair. Please take a detour.
橋正在維修中。請繞道行駛。
高中 Level 2
●
investment
[ɪnˋvɛstmənt]
n. 投資
Ryan lost a lot of money by making a poor investment in that lousy company.
萊恩在那家爛公司做了不好的投資,損失了不少錢。
My father is going to buy some gold as an investment.
我爸爸準備購買一些黃金作為投資。
高中 Level 4
●
financial
[faɪˋnænʃəl]
a. 金融的;財務的
London and New York are financial centers.
倫敦和紐約都是金融中心。
The business closed due to financial problems.
這個企業由於財務問題而關閉了。
多益綠色
英檢中級
高中 Level 4
●
risk
[rɪsk]
vt. 冒……的風險
n. 風險
Parents shouldn’t run the risk of leaving their children alone.
父母不應冒讓小孩獨處的風險。
The soldier risked his life trying to save his friend.
那位士兵冒著生命危險,企圖拯救他的朋友。
Jane’s father warns her not to risk traveling alone.
珍的爸爸警告她不要冒險獨自去旅行。
Rita’s mistake puther children at risk.
莉塔犯的錯使她的孩子遭受危險。
多益藍色
英檢中級
高中 Level 3
●
annual
[ˋænjʊəl]
a. 每年的;年度的,一年的
=
yearly
Labor Day is an annual holiday in many countries.
在許多國家,勞動節每年都有放假。
What’s your annual income?
你年收入是多少?
多益綠色
英檢中級
高中 Level 4
●
reduce
[rɪˋdjus]
vt. 使減少;使淪為
=
decrease
Despite Andy’s pay cut, he won’t reduce his standard of living.
儘管安迪被減薪,他仍不願降低他的生活水準。
Bankruptcy reduced Bruce to begging.
布魯斯破產後淪為乞丐。
Bruce was reduced to begging after he went bankrupt.
布魯斯破產後淪為乞丐。
高中 Level 3
●
unnecessary
[ʌnˋnɛsə͵sɛrɪ]
a. 不必要的
高中 Level 2
●
long-term
[ˋlɔŋ͵tɝm]
adj. 長期的
高中 Level 1
●
security
[sɪˋkjʊrətɪ]
n. 安全
=
safety
Many workers see the policy as a major threat to their job security.
許多員工都認為這項政策是他們工作保障的一大威脅。
多益綠色
英檢中級
高中 Level 3
●
common
[ˋkɑmən]
n. 公用地
adj. 普通的;共同的
=
ordinary
Earthquakes are common in this part of the world.
在地球的這一帶,地震可說是司空見慣。
We had a common goal, so we decided to work together.
我們有共同的目標,所以決定要一起合作。
Even though we are twins, we have very little in common with each other.
雖然我們是雙胞胎,彼此的共同點卻很少。
多益綠色
英檢初級
高中 Level 1
●
tool
[tul]
n. 工具
The only tool you need is a hammer.
你需要的唯一工具就是榔頭。
多益藍色
英檢初級
高中 Level 1
●
successful
[səkˋsɛsfəl]
adj. 成功的
I was successful in persuading my brother to quit smoking.
我成功說服我哥哥戒菸了。
高中 Level 1
●
protect
[prəˋtɛkt]
vt. & vi. 保護,防禦
=
defend
While riding a scooter, you should wear a helmet because it’ll protect your head.
你騎機車時應該要戴安全帽,因為安全帽可以保護頭部。
Albert tried to protect his family from the gangsters.
亞伯特試著保護家人免受歹徒的傷害。
Parents are responsible for protecting their children from getting hurt.
父母要負責保護孩子免受傷害。
高中 Level 2
●
event
[ɪˋvɛnt]
n. 事件;(比賽)項目
Eddy’s birthday party is a big event this week.
艾迪的生日派對是本週的大事。
The women’s 200-meter freestyle will be the next event.
下一個比賽項目是女子 200 公尺自由式。
I’ll back you up in the event of any trouble. 萬一有麻煩,我一定做你的後盾。
I’ll back you up in the event that there is any trouble. 萬一有麻煩,我一定做你的後盾。
高中 Level 2
●
crucial
[ˋkruʃəl]
a. 決定性的,重要的
=
critical
=
vital
It is crucial that the doctor (should) perform an immediate operation on the badly injured man.
醫師立即為這名嚴重受傷的人動手術是很重要的。
Your dedication is very crucial to the success of our company.
你的奉獻對本公司的成功來說極為重要。
Your dedication plays a crucial role in the success of our company.
你的奉獻對本公司的成功來說極為重要。
多益藍色
英檢中高
高中 Level 5
●
budget
[ˋbʌdʒɪt]
vt. 安排(開支);規劃(時間等)
n. 預算
We have to carry out the project on a tight budget.
我們必須在有限的預算下完成案子。
We budgeted $3,000 for our month-long trip to Europe.
我們要到歐洲旅遊一個月,預算為 3 千美金。
To get the work done on time, you need to learn how to budget your time.
要準時完工的話,你就得學習如何審慎規劃你的時間。
多益藍色
英檢中級
高中 Level 3
●
bond
[bɑnd]
vt. & vi. (使)黏合
vi. (與某人)建立關係,培養感情
n. 關係;債券
=
join
=
relationship
=
connect
=
connection
There is a special emotional bond between the mother and the newborn baby.
母親與新生兒之間存在一種特別的情感聯繫。
I was so desperate for money that I cashed the bonds my grandmother gave me.
我急著要錢,因此把祖母給我的債券全拿去兌現了。
The glue promises to bond any metal to any surface.
這瓶膠水保證能把金屬黏在任何表面上。
It’s hard for Jim to bond with his co-workers.
吉姆很難和他同事打成一片。
高中 Level 4
●
deposit
[dɪˋpɑzɪt]
vt. 存放(銀行)
n. 蘊藏量;訂金
Jason deposits 200 dollars in the bank each month.
傑森每個月存 200 美元到銀行。
The country has quite a few oil deposits.
那個國家蘊藏豐富的石油。
The hotel requires that guests pay a deposit of 5% to book a room.
這間旅館要求房客支付 5% 的房間訂金。
多益金色
英檢中級
高中 Level 3
●
issue
[ˋɪʃjʊ]
n. 重大議題;爭議;期刊
vt. 發行
The issue of sexual discrimination in the office was widely discussed during the meeting.
會議中辦公室性別歧視的議題被廣泛討論。
Susan took issue with Peter over who should be responsible for the mistake.
針對誰應對這個錯負責,蘇珊與彼得有所爭論。
What is at issue now is when we should deal with the problem.
現在受爭議的問題是,我們應要何時處理這個問題。
The latest issue of Vogue magazine featured an interview with Gal Gadot.
最新一期的《時尚》雜誌特刊出蓋兒•加朵的專訪。
The government has issued a large number of booklets to explain its new policies.
政府發行很多手冊來解釋它的新政策。
多益綠色
英檢中級
高中 Level 4
●
corporate
[ˋkɔrpərɪt]
adj. 企業的
We need some corporate sponsors for our event.我們的活動需要一些企業的贊助。
高中 Level 5
●
fund
[fʌnd]
n. 基金;資金(複數)
vt. 提供資金
We contributed to the charity fund.
我們捐款給這個慈善基金。
The hospital is trying to raise funds for research into AIDS.
這家醫院正設法為愛滋病研究籌募資金。
The research was primarily funded by the government.
這項研究計畫大部分是由政府資助。
多益金色
英檢中級
高中 Level 3
●
expansion
[ɪkˋspænʃən]
n. 擴大
=
development
The building’s expansion took two years to complete.
該棟大樓的擴建花了兩年的時間才完成。
高中 Level 4
●
extra
[ˋɛkstrə]
n. 另外付點錢就可額外得到的東西,加購 品
adv. 額外地
adj. 額外的
=
additional
=
spare
=
surplus
The pan comes with some nice extras, such as these mugs.
平底鍋有附一些不錯的加購品,比如這些杯子。
We need an extra two hours to complete the work.
我們需要額外 2 個小時才能完成這工作。
The restaurant charges extra if we bring our own drinks.
如果我們自己帶飲料,那家餐廳會額外收費。
多益棕色
英檢初級
高中 Level 2
●
account
[əˋkaʊnt]
n. 帳戶;報導,描述
vi. 說明,解釋
I’d like to open a savings account at the bank.
我想在銀行開一個儲蓄帳戶。
I read an account of the plane crash in the newspaper.
我在報紙上讀到一篇有關墜機事件的報導。
Larry failed the exam on account of laziness.
賴瑞因懶惰而沒通過考試。
Before asking Bob to handle this huge mission, you should take his physical condition into account.
你要鮑伯處理此一艱鉅的任務之前,應要先考慮他的身體狀況。
Hard work accounts for Daisy’s success.
努力是黛西成功的原因。
多益藍色
英檢中級
高中 Level 2
●
earn
[ɝn]
vt. & vi. 賺得;贏得
The famous singer once earned a living by singing in nightclubs.
這位著名歌手曾在夜總會唱歌謀生。
Bill’s honesty earned him a lot of respect.
比爾的誠實使他深受敬重。